Tips on Buying / Loans Home by Developer

Some observers say, the year 2012 is a good time to buy property. However, do not be impetuous. Not all developers are committed both to consumers. If you buy from rogue developers, do not be surprised if the development  and money was flying.

Therefore, before deciding to buy the property, it helps consumers to consider the following matters:

credibility
credibility developers are very important, because with this company consumers make legally binding. Consumers are relatively safer to buy a house from a developer who has gone public. They are generally not affected banking regulations, as have many alternative sources of funds, so the risk of construction delay is not too big.

Reputation developers (as is often disappointing consumers) can be seen from the letters to the editor or media coverage of cases of housing. It could also contact the Real Estate Indonesia (REI), Consumer Foundation, or the Institute of Consumer Advocacy Properties Indonesia.
Look for developers working with the banks because that means they have been evaluated.

Legality
Make sure the area of ​​land that has been issued a certificate built residential parent. Consumers are entitled to inquire and see for yourself the certificate. If the legality of the location of housing to be purchased is a license to the location, very high risk. For that, first ask the parent a copy of the certificate. Good developers will not hesitate to show it.
The handle consumer in buying a home is a binding sale and purchase agreement (SPA). There specs listed house, price, method of payment, handing over the home, home maintenance, complete with the rights and obligations of each as well as sanctions. SPA is to be understood properly before signing.

Commitment
When promoting a product, usually the developer promises a range of facilities. In its development, the developer is likely to ignore the facilities promised that, to cut costs. Instead, consumers confirmed that, in order to get clarity of what facilities will be obtained when occupying the house.
Consumers can also make arrangements with the relevant developer handover timeliness and quality of the building prior to booking fee. For example, if the developer fee submit a purchase agreement (SPJB) then they will be fined 1/1000 of the value of the building. Good developers usually will not mind.

Related Articles :