Chip Card Transaction Mechanism

Using a credit card with a chip has not changed much with the previous mechanism when using only a credit card magnetic stripe technology. When performing a transaction, you need to know are as follows:

• Credit card to the cashier that you submit will be processed in a way incorporated into the completed EDC chip reader. Cards will be processed prior to encryption to verify the credit card issuer through an online network.
• After the verification procedure is completed, the completed EDC chip reader transaction receipt will be issued receipts that must be signed by the cardholder transaction.
• Transaction is completed.

Transactions no longer be swiped but incorporated (such as taking money using ATM), but if the credit card transaction you are still using the old mechanism that is swiped transactions, credit card and that means not using the EDC chip technology. Immediately ask for a replacement credit card to your card issuing bank.

CREDIT CARD DETAILS WITH CHIP TECHNOLOGY

Front view:

• Chip is always placed at the front side of your credit card, this chip includes a variety of applications that can encrypt data to be stored more safely.
• 16-digit credit card number.
• Name of credit card holder / card holder.
• Name of the financial institution issuing the credit card / issuer.
• The validity period of credit cards.
• Logo Network / credit card network.

Rear view:

• Magnetic stripe can still be used if a credit card when it is used for transactions abroad.
• Affixing the signature panel is signed by the owner of the credit card.
• 3 digit card verification code or commonly known as the Card Verification Value (CVV, CVV2) to avoid credit card fraud.
• Address of the credit card issuing bank and the number of call center official.
• Name and logo credit card issuer.

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