5 Types of Insurance You Need to Know

If you hear the word INSURANCE now I'm sure you've often, maybe even very ordinary and common. Unlike the past 20-30 years for insurance is something that is not familiar and known only among certain people only.
There are many kinds of insurance currently known include life insurance, health insurance, car insurance, education insurance, home insurance, and much more.
For Indonesia the familiar insurance products referred to above are the ones I mentioned. Okay, let's get to know each of the insurance products.

Life Insurance:
Well this is the most widely known, is its guarantee insurance or financial protection for individuals. It is wise to choose the type of insurance for yourself, parents, wife / husband, children, even people you love.
We did not want adverse events such as death or an accident, but it would be wise if long ago already anticipating it. Especially about the financial problems, the disaster was not known at the time whether we have enough money or not.
Therefore, your income set aside to have life insurance, so that later does not bother anyone else suppose something happens bad things happen to us.

Health Insurance: 
The high cost of medical treatment now make this type of insurance to be excellent for many people. Availability of funds in times of serious illness is an absolute thing (you know these facts not making this up). Hospital costs such as hospitalization, medication, and other medical services "usually" erode wealth. Therefore, health insurance is the need to belong to every person in addition to life insurance products. With adequate financial assurance for health or medical expenses will make us feel safe if one day we are having problems with health.

Auto Insurance: 
Some developed countries have the obligation to apply for insuring motor vehicles owned. Insurance type of vehicle is very useful if a vehicle is owned by an accident. Costs incurred to repair damages caused by accidents vary greatly. Moreover, if the vehicle is a major tool to support activities in everyday life, it is necessary that sufficient finance to fund the repair and replacement of components on the vehicle either in part or as a whole.

Insurance Education: 
Education is an absolute given and of course there is a fee attached to them.
From year to year the cost of education is getting more expensive, if the financial condition is unstable or less will make the burden for us. As a parent must have a desire to be able to send their children at elementary, junior high, high school / Vocational to Higher Education. The higher the level of education that must be lived, the higher the costs to be incurred. It's wise to issue tuition fees are anticipated from the beginning, one of them by having insurance education.

Property Insurance or Home: 
Home is the absolute property owned by any person. Owning a home also can not be separated from the name damage. The damage has the potential losses such as fire, vandalism, theft, both in buildings and contents (furniture, etc.)
Redevelopment or renovation caused as mentioned before, of course costly. Unpreparedness of the budget for it can be very troublesome, it would require a strong guarantee financially if one day something bad happens. Today there are many kinds of home or property insurance to choose from, ranging from the physical building to cover the entire contents of the house itself.

Now live your own that determine which is right for choosing insurance as security and comfort from the point financially. Also needs to be careful in choosing insurance products offered, because if you take the insurance is not a guarantee of origin obtained even issues affecting you.
Other than life insurance as collateral could also be a motivational tool to work harder to get better results, because you are required to pay an insurance policy on a regular basis.